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    While you have to enroll to earn the 5% cash back in rotating categories, Discover will remind you when it’s time.As described above, since Discover is doubling all of the cash you earn for the first year, you’ll essentially be earning 10% cash back in rotating categories.So if you earned 0 in cash back, you’ll automatically get

    While you have to enroll to earn the 5% cash back in rotating categories, Discover will remind you when it’s time.As described above, since Discover is doubling all of the cash you earn for the first year, you’ll essentially be earning 10% cash back in rotating categories.So if you earned $500 in cash back, you’ll automatically get $1,000 — it’s as easy as that.

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    While you have to enroll to earn the 5% cash back in rotating categories, Discover will remind you when it’s time.

    As described above, since Discover is doubling all of the cash you earn for the first year, you’ll essentially be earning 10% cash back in rotating categories.

    So if you earned $500 in cash back, you’ll automatically get $1,000 — it’s as easy as that.

    And since the Discover it Cashback Match earns 5% cash back in rotating categories like Amazon.com, it means that you’re essentially earning 10% cash back in rotating categories for the first year!

    If you’d prefer a card with no annual fee, you may want to check out the Blue Cash Everyday Card from American Express, which offers comparable rewards, a 15-month 0% intro APR on purchases as well as balance transfers (with a 3% or $5 balance transfer fee, whichever is greater), then a variable rate, currently 14.24% to 25.24%, and a $150 intro bonus opportunity without the annual fee.

    It’s important to note that Discover also offers a balance transfer credit card, called the Discover it — 18 Month Balance Transfer Offer, that offers the same kind of cash back rewards with an 18-month 0% intro APR on balance transfers (with a 3% balance transfer fee), which is perfect if you’re looking for a card to complete a balance transfer and earn rewards on purchases.

    Disclaimer: This content is not provided or commissioned by the credit card issuer.

    Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

    ,000 — it’s as easy as that.

    To help you determine if this is the best cash back card for you, we dug into the nitty-gritty. The Discover it Cashback Match card is a good one to use year round, as it earns 5% cash back in rotating categories up to the quarterly maximum (then it’s 1%) as well as 1% on all other purchases.

    For example, January through March’s categories for 2018 include gas stations and wholesale clubs (including Sam’s Club, BJ’s and Costco.com), while grocery store purchases earn 5% from March through June.

    You’ll earn 5% back at restaurants from July through September of 2018, and October through December’s categories include and wholesale clubs.

    That said, if you’re a frequent shopper, the cash back you’ll get from shopping there may be worth it even if other merchants don’t accept Discover.

    As mentioned above, Discover it Cashback Match is an excellent cash back rewards credit card, especially when you consider the fact that Discover matches your rewards at the end of your first year.

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